College student credit cards are intended specifically for students who normally would not qualify for regular credit cards, as they do not have a steady income or a credit history. As a student, it is a good idea to establish a first-rate sound credit history at an early age, which would help you get a regular credit card in the future, regardless of your employment status.
College Credit Cards Versus Generic Credit Cards
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In theory, college credit cards are identical to regular credit cards. However, a college credit card is meant for college students who do not have previous credit history. Hence, these cards have more restrictions or conditions than the generic cards. The top three restrictions include:
- Co-signature from the parent or guardian at the time of application
- Lower credit limit (Example: $500 to $1000)
- Higher interest rates than traditional credit cards: Normal interest rates on these cards are 16-18%
Advantages of a College Credit Card
A college credit card has become a necessity for most students. The advantages are many provided you understand how the credit card works and use it with caution. Students, especially in United States, are prolific users of these college credit cards. This is primarily because it gives them great flexibility to manage their credit.
Students can use college student credit cards to pay their tuition fees, to rent a car, or to fill gas.
In fact, there are certain college credit cards that offer low interest rates to students who maintain good grades. These cards are also packed with rewards and benefits. These cards help students to learn and manage their finance at a young age.
A college credit card can also be a pre-paid one, with a ceiling on the credit limit. This ensures that the student does not overspend and it also helps parents keep an eye on their children’s spending behavior.
Characteristic Features of College Student Credit Cards:
There are many college credit card options from Citi, Discover, and Chase. Apart from these, there are many pre-paid card options. Most of these student cards have many of similar features including:
- 0% APR for the initial period of usually 6 months on both purchases and balance transfers (typically)
- No annual fee, at least for the first year
- Online account management at no extra cost
While many of the above characteristics are also applicable to many traditional more generic credit cards, there are certain distinctive features that make the college student credit card stand apart including:
- 0% liability for any unauthorized charges on the account
- A good GPA helps earns points for the cards
- Theft and fraud alerts
It is a good thought for students to have their own college student credit card. However, it is important to understand that, at an early age, bad credit could have horrible consequences. Parents can assist their kids in choosing the best college credit card based on their child’s spending behavior and repaying capability. College credit cards promise financial freedom at a young age if they are used judiciously.
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Help answer the question about best college
What college would be best to major in literature ?im looking at very highly ranked schools in the us. cant seem to get the right search up on the internet.
any suggestions ?
also, best college for majoring in photography ?
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Robert Alan recommends that you visit CreditCardAssist.com for more information on college credit cards.

November 26th, 2009
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it’s almost like a photo
great painting
dude, you own! this looks identical to a photograph
Awesome work Williamsshamir
Great video.
Much love Kat
Check out this link from PayScale.com: http://www.payscale.com/best-colleges/degrees.asp
You can research colleges/universities based on salary potential. They have colleges (and undergraduate majors) ranked by median starting salary and median mid-career salary.
Hope that helps!
From what I understand, to be an orthodontist you can major in anything as long as you take your pre-dentistry courses. After that, you go to dental school, and after dental school the best of the best can learn orthodontistry. So for undergraduate, any high ranked large research school with a decent pre-health program would be good.
wich program he is for doing this ? beside a tablet ofc
i use photoshop
HOLY CRAP! Comparing this to the original picture, they’re identical!
Like all school admissions, doing very well at a good school with a strong academic reputation is more important than going to one specific school over another. Go to a school that's a good fit for *you*–where you'll be happy, successful, financially salvageable (remember, vet school costs $$$ too), and have as many opportunities as possible (and if you're sure about vet school, perhaps consider potential volunteer opportunities at each college).
Also, vet school admissions isn't very standardized (e.g. unlike med school, where all schools require essentially the same classes)…it can be a good idea to contact the schools you are most interested in and to find out their required classes and volunteer hour ranges (some vet schools require a LOT of hours, and with different ranges…large animal vs small, etc). Since there can be a very wide range, the sooner you have a rough idea of what classes you'll need to take the better. Oh, and remember to be as well researched and professional when you talk to these schools–even just for basic info–because every impression counts when it comes to admissions.
I'll let you figure out if these qualify in terms of campus life but they have good programs in 3D animation.
There is Savannah College which has a visual effects programs and a game development program.
http://www.scad.edu/visual-effects/index.cfm
http://www.scad.edu/interactive-design-and-game-development/
You also have AIU Buckhead with similar programs. Probably less 3D oriented for animation but less technical for game design:
http://buckhead.aiuniv.edu/degree-programs/animation-degree/
http://buckhead.aiuniv.edu/degree-programs/game-art-degree/
Hope this helps and good luck!
wow, I don't think I have ever seen worse responses than the ones I see here. That's why I do this… because when I was applying there was a lot of misinformation. So I like to set records straight.
Major in what you want. It would be easier to major in a science because your med school requirements (one year of inorganic chem, one year of organic chem, one year of physics, and one year of biology) are usually wrapped up with the degree (ie no extra classes to take for med school). The problem is that unless you love science and love being in labs, then you will hate your major. Going to med school and being a doctor doesn't mean that all you are is a science bookworm. Med schools are looking for well rounded applicants. So if you love history, then major in it. If you love physiology, then major in it. And if for some reason you love biochemistry and you just can't get enough about molecules, then major in it.
All you need is a four year degree (you don't need an ivy league… go to a state school), do well in you classes (especially your required classes), do well on your MCAT, try to have some idea about why you want to be a doc.
I decided on human physiology as a major, because I thought it was interesting. I had to take some extra courses, but it served me well. But there were a number of people in my med school class who were theater, history, business, etc majors. The choices are endless. Just do well in your core.
PS And don't go to foreign med schools, if you can avoid it.
A-W-E-S-O-M-E your works is very awesome! cool!!!! very good
Like others have said, the UC system (UC Berkeley, UCLA, UCSD are way up there in rankings, as well as SB, I, R, etc.). However, it is easier to get into those schools if you are a CA resident/going to a CC in California.
If you're not in CA, you can also try U of Arizona or U of Washington, both are pretty good schools.
Also keep in mind that CA is going through a massive budget crisis, so prices may go up and benefits may go down for a UC education.
It was really wise of you to ask this question before you threw away your hard-earned money. You'll need every cent now that you have a new little one!
The ONLY online degrees that are valued in academia in the US are those offered through REGIONALLY accredited schools.
U of Phoenix (and Capella, and AIU, and all those places that advertise all over the web) are not regionally accredited. They are "distance learning accredited," or "nationally accredited," which means nothing in academic circles. They are for-profit business that make their money from companies that pay for their employees to take courses. Because these companies pay for the courses, they are usually accepted within each company, but not elsewhere.
Degrees from state-university administered distance education courses are much less expensive than those offered by those fly-by-night diploma mills, and the course credits are universally accepted, and *transferable* from university to university. (Diploma mill course credits are not.)
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Bravo for asking the question, congrats on the new baby, and best wishes to you and your wife in your search for a quality education!
véiiiiiiiiiiiiiiii, que difuu
i never heard of financial engineering…
you could double major in economics and engineering?
or pick one and minor in the other.
awesome stuff man,….ama practice hard to get to yo level!
As lame as this will seem to some people, I was in the marching band. It started a week before classes, so I had time to meet people before things got real crazy. DO NOT spend a lot of time partying, as you won't meet the people that you really want to meet. Mind you, the parties were fun…
EDIT: Get into some social setting. Music, clubs, sports, dorms, etc.